- Supervise loan processing operations. This includes coaching, coordination of training efforts, and when needed addressing performance issues.- Provide review and oversight with regular feedback to team members.- Schedule and conduct required yearly performance reviews and quarterly check-ins.- Maintain proper staffing levels based on volume, scheduling needs for training, time off, and meetings.- Recommend staffing coverage needs. Working with Human Resources, interview and recruit as needed.- Monitor and set performance measurements and goals as well as assist staff with Career Development planning.- Be proactive in communicating to team members about any procedural changes, compliance, and regulatory findings. Hold weekly training meetings with the department.- Train team members in all duties related to their job.- As needed to meet service standards, assist the team in processing new loans, completing construction draw requests, and assisting in the loan servicing process.- Work within the Diamond Point process to implement, create, and gain efficiencies within the loan department.- Maintain knowledge of banking products, loan types and services to cross sell to customers.- Provide exceptional customer service while maintaining knowledge of Bank policies and procedures, applicable laws and regulations/compliance requirements- Processing loans to include any of the following: building loans in LOS and Core systems, preparing disbursements, perfecting liens, setting up and scanning loan files, processing payments and advance requests, providing ratings and payoffs, and performing account maintenance.- Respond to customer loan inquiries.- Process credit life and disability insurance documents and ensure correct bookings.- Perform pre-closing reviews on all loans prior to closing to ensure accuracy.- Review loan file maintenance daily and assist the team in completing changes. Use findings to train team members.- Review daily loan reports to ensure proper posting of loan transactions(cross reference billing summary) and booking of loans.- Monitor and review Loan Control, to ensure timely resolution of items.- Process and assist in Participation Payments.- Process and assist in SBA Payments and monthly reporting.- Manage the pending exception lists and CIP exceptions.- Complete Freddie Mac reporting: monthly reporting and EDR reporting.- Perform quarterly collateral and safekeeping box audits.
1-4 years
- Must have the flexibility to work the open-to-close schedule by opening and clearing the bank for employees before bank hours and/or closing the bank at the end of the day.- Complete required training annually.- Participate in Bank committees as assigned.- Work any exceptions related to compliance or missing documentation.- Provide backup and assistance to the Loan Processing Department.- Participate in a minimum of two Heritage Club events annually.- Participate in two Highlander Cross Country or Track events annually.- Be an active member of the Loan Committee, Real Estate Loan Committee, CECL Committee, Operating Committee, and Compliance Meetings.- Maintain applicable knowledge of loan and account types as well as collateral codes, Bank policies and procedures, regulatory compliance requirements, and document legalities.- Maintain knowledge of banking products and services to cross-sell to customers.
- Prior banking experience in loan processing preferred.- Minimum of three years of clerical/administrative experience.- Prior supervisory or leadership experience desirable.- Have or will obtain and maintain required licenses and certifications as necessary for the position.- Computer proficiency required - the ability to use the internet, and Microsoft Office Word, Excel, and Outlook.- Must be bondable.- Must be able to conduct oneself in a manner that promotes trust in the individual and our organization.- Must maintain confidentiality at all times due to the nature of information about customers and transactions.- Work cooperatively and respectfully with all Bank Team Members.- Self-directed - must be able to fulfill the responsibilities of the position with minimal supervision.- Must be able to prioritize and organize responsibilities to maximize productive results.
High School
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