consumer loan underwriter.

-Analyze personal, partnership, S-corporation and C-corporation tax returns and financial statements to assist Consumer Lenders in establishing income.-Determine aggregate cash ratios for debt to income and debt service coverage.-Ensure that analysis is accurate, organized, and completed in a timely manner in support of Consumer Lenders ability to gain approval of loans.-Generate reports and design spreadsheets necessary to facilitate the above analysis and track information for use in future years.-Work proactively and positively with Consumer Lenders in requesting additional information to ensure consistency, quality, and a timely completion of analysis.-Scan source documents for filing by Loan Operations.-Maintain ongoing communication with VP Consumer Loan Manager, informing them of all pertinent problems, developments, changes, and other important information.-Stay abreast of all current and changing compliance and regulatory laws.-Attend Consumer Lender Meetings as required.-Report to work on time and as scheduled.-Perform other duties as assigned.

1-4 years

-Strong mathematical skills.-Proficiency in Microsoft Excel.-Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential.-Ability and willingness to interact calmly and professionally with people from all backgrounds.-Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.-Ability to follow oral and written instructions.-Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others work styles.-Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.

-High school diploma or equivalent.-Associate or bachelor's degree in finance, economics or business preferred.-1-3 years professional experience in financial analysis or lending required.-Ability to pass a background & credit check

High School